Office Hours
Monday-Thursday 8:30 - 4:30
Friday 8:30 - 5:00
Saturday (Drive-Thru Only) 9:00 - 12:00
Mon.-Fri. Drive Thru Opens at 8:00

  

 

        

 

  


 

 

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Credit Builder Loan

Unfortunately, most of us don't grow up learning a lot about credit--period. It's not uncommon to learn too late the value of earning and keeping a good credit score.

NCCU offers just the right loan to help establish good credit or rebuild poor credit. Our Credit Builder Loan is a savings-secured loan, and every member qualifies. Here's how it works:

At the start, the proceeds of the loan ($600) are placed into a restricted savings account. Then over a period of twelve months, as your successfully make your monthly payments (about $50), the same amount becomes available in your savings account. Ideally, you will keep the entire funds on deposit and build a great savings plan at the same time!

Your successful payment history will then be reported to the credit bureaus, which can positively impact your credit score.

See a loan officer today to get started!

Main Office
980 Jason Witten Way
Elizabethton, TN  37643
423-547-1200
Fax: 423-547-3825
Johnson City Branch
313 W. Oakland Avenue
Johnson City, TN  37604
423-722-6228
Fax: 423-722-6230
Elizabethton Branch
1321 Highway 19E
Elizabethton, TN  37643
423-543-7777
Fax: 423-543-7783
Roan Mountain Branch
8301 Highway 19E
Roan Mountain, TN 37687
423-772-3115
Fax: 423-772-0004
Lost VISA Check Card
Call 1-800-472-3272
Then call us at
423-547-1200
Lost VISA Credit Card
Call 1-800-558-3424
Then call us at
423-547-1200
Equal Housing Lender - Member NCUA
Rates subject to change without notice
Certain Restrictions Apply

 © 2008 Northeast Community Credit Union