Identity Theft Protection
Take advantage of our ‘ID SafeChoice’ Identity Theft Protection program. Northeast Community Credit Union is delighted to provide identity theft detection and recovery services to our members with checking accounts.
Think you don’t need identity theft protection? Think again.
Identity theft is consistently the number one complaint to the Federal Trade Commission. Rampant data breaches affecting millions of records, are putting consumers at great risk of identity theft. It can happen to anyone – regardless of your age and income, where you live or how careful you are.
Restoring your identity on your own can be time-consuming and stressful. Many people give up, leaving them to contend with the aftermath of identity theft for years to come, including fraudulent bills, collections activity, damaged credit and even criminal records.
We have partnered with one of the nation’s most trusted names in identity theft protection to provide you with access to a comprehensive suite of services to address fraud caused by identity theft if it happens to you or your family members.
Covered account services include:
Fully Managed Identity Fraud Research, Remediation and Recovery – a professional, certified and licensed Recovery Advocate will work on your behalf to restore your identity for any type of identity fraud you might experience or suspect. Click here for more details and terms and conditions.
If you become a victim or suspect you might be a victim of identity theft for any reason, simply let us know. You do not have to confirm identity fraud before seeking assistance. We will put you in touch with a professional Recovery Advocate who, depending on your identity fraud, will:
- Perform research to determine the extent of the problem, including a review of all three credit reporting agencies if appropriate
- Assist with the placement of fraud alerts with the three major credit bureaus
- Write letters/make calls on your behalf to dispute fraudulent information
- Coordinate with government agencies, financial institutions, creditors, etc. to resolve incidents
- Work with law enforcement to help arrest and prosecute the criminals
- Follow up for 12 months after recovery
This service covers all types of identity fraud, even if it’s not related to your accounts at Northeast Community Credit Union. Types of identity fraud covered include: credit/debit card fraud, tax fraud, employment fraud, government documents and benefits fraud, medical fraud, and any other type of identity fraud recognized by the Federal Trade Commission.
Lost Document Replacement – this service provides personalized one-on-one assistance to replace identity credential documents that have been lost, stolen or destroyed in connection with your identity fraud event. If any of your documents were lost, stolen or destroyed as a result of an identity theft incident or information compromise, let us know and we will refer you to a professional Recovery Advocate who will work with you to replace the missing documents, including credit cards. Your Recovery Advocate will work with you to contact creditors, cancel the compromised information, and obtain replacement documents.
Identity Theft Expense Reimbursement Insurance for up to $10,000 – you may receive reimbursement for out of pocket expenses incurred during the identity recovery process up to the program limit, including reimbursement for lost wages, attorney’s fees, and other expenses. See Terms and Conditions; click here for Evidence of Coverage.
IDSafeChoice is a service offered to our members to help protect them and their finances. Visit or call your credit union to sign up for the IDSafeChoice program for a small monthly fee of $2 which is automatically deducted from your checking account monthly – an amazingly low cost for tremendous benefits.