Loans - Vehicle Loans - Northeast Community Credit Union

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At Northeast Community Credit Union, we offer:

Low rates on both new and used autos
Loans for vehicles that are up to 15 years old
Financing for up to 7 years
Weekly, bi-weekly, semi-monthly, and monthly payments
Payment plans to suit your budget
Low-cost insurance products for life or disability that can be included in your payments
Exclusive discounts from GM - click here for details

What do I need to do to qualify for an auto loan?
First, fill out a loan application! You can pick one up at any of our offices, or you can click here to apply online. Applications are processed the day we receive them, and we'll call you to let you know you're approved.

I haven't found a vehicle yet, but I know I want to buy. How do I know how much I can spend?
We can PRE-APPROVE you for your loan. Fill out an application, choose your payment terms, and we'll let you know how much vehicle you can buy. We'll also give you a pre-approval slip to take with you to the dealership.

I've filled out the application and found a vehicle. What do I need to do next?
If your loan has already been approved, you'll need to come in and sign the documents. When you come to sign, please bring the following with you:

I've filled out the application, and I'm refinancing my car from another lender. What do I need to do next?
If you're refinancing from another institution and your loan has already been approved, you'll need to come in and sign the documents. When you come to sign, please bring the following with you:

What are my payment options?
We have several ways to make your loan payments fast and simple.

Bring cash, a check, or money order to any of our offices
Mail a check or money order to any of our offices
Make an automatic payment from your account with us or with another financial institution
Make a payment online (a small fee applies) - click here for more information

Skip this month's loan payment!
As a valued member of Northeast Community Credit Union, we would like to offer you our Skip-A-Payment Program. Choose a loan payment you would like to skip and have extra cash in your pocket this month!

Qualifications:
•   May be used for Consumer Loans--auto loans, signature loans, equipment loans, etc.
•   Loan must be at least 12 months old
•   No delinquency within the last 12 months
•   Only one skip-a-payment per loan per 12 months
•   Auto loan amount must not exceed NADA value of vehicle

All YOU need to do is:
•   Fill out the coupon
•   Include your $30 skip-a-payment fee (per loan)
•   Bring or mail the coupon and the fee to the Credit Union

We need to receive your coupon before the regular due date for the month you wish to use the coupon. Coupon cannot be used for real estate loans.

Didn't find what you were looking for? Call 547-1200 or email information@bemycu.org today!