you click on an external link, you may be leaving the NCCU web site and linking
to an alternate web site that is not operated by NCCU.
ONE CLICK BANKING
Pay yourself first
Set up your finances so that as
soon as you’re paid, money is automatically moved
into a savings account. One option is to have an
amount from your paycheck directly deposited into a
separate bank account. Another option is to set up
an automatic transfer on payday from your checking
account to a savings account.
Here’s why paying yourself
first is important: If you pay yourself first,
you’ll still be broke by your next paycheck, but
this way you’ll have savings. What do I mean by
this? That you tend to spend what you let yourself
spend. If you are in the habit of paying yourself
every pay period, you’ll treat it as an expense and
build wealth little by little over time.
Today's Best Rates
|24 Month CD
($500 min) w/Loyalty
ABA / Routing # 264278827
Monday-Thursday 8:30 - 4:30
8:30 - 5:00
(Drive-Thru Only) 9:00 - 12:00
Mon.-Fri. Drive Thru Opens at 8:00
- Your Insured Shares:
Your shares are insured up to $250,000 by the National Credit Union Share Insurance Fund (NCUSIF), an arm of the National Credit Union
Association. Not one penny of insured savings has ever been lost by a member of a federally insured credit union. The NCUSIF is backed
by the full faith and credit of the United States government. Your money is safe with us.
|Every time you
click on an external link, you may be leaving the NCCU
web site and linking to an alternate web site that is
not operated by NCCU.
|Every time you click on
an external link, you may be leaving the NCCU web site and
linking to an alternate web site that is not operated by
At Northeast Community Credit Union, we offer:
Every time you click on an external link, you may be
leaving the NCCU web site and linking to an alternate web site that
is not operated by NCCU.
What do I need to do to qualify for an auto loan?
- Low rates on both new and used autos
- Loans for vehicles that are up to 15 years old
- Financing for up to 7 years
- Weekly, bi-weekly, semi-monthly, and monthly payments
- Payment plans to suit your budget
- Low-cost insurance products for life or disability that can
be included in your payments
- Exclusive discounts
from GM - click here for details
First, fill out a loan application! You can pick one up at any of our offices, or you can
click here to apply online. Applications are processed the day we receive them, and we'll call you to let you know you're approved.
I haven't found a vehicle yet, but I know I want to buy.
How do I know how much I can spend?
We can PRE-APPROVE
you for your loan. Fill out an application, choose your payment
terms, and we'll let you know how much vehicle you can buy. We'll
also give you a pre-approval slip to take with you to the
I've filled out the application
and found a vehicle. What do I need to do next?
loan has already been approved, you'll need to come in and sign the
documents. When you come to sign, please bring the following
1. Proof of Income
I've filled out the
application, and I'm refinancing my car from another lender. What do
I need to do next?
2. Purchase Agreement or Buyer's Order
3. Proof of Insurance
If you're refinancing from
another institution and your loan has already been approved, you'll
need to come in and sign the documents. When you come to sign,
please bring the following with you:
1. Bank payoff information (Bank Name, Account Number, Mailing Address, Phone Number, 10-Day Payoff)
What are my payment options?
2. Copy of Registration
3. Proof of Insurance
We have several ways to make your loan payments fast and simple.
- Bring cash, a check, or money order to any of our offices
- Mail a check or money order to any of our offices
- Make an automatic payment from your account with us or with
another financial institution
- Make a payment online (a small fee applies) -
click here for more
month's loan payment!
As a valued member of Northeast Community
Credit Union, we would like to offer you our Skip-A-Payment
Program. Choose a loan payment you would like to skip
and have extra cash in your pocket this month!
• May be used for Consumer Loans--auto
loans, signature loans, equipment loans, etc.
• Loan must be at least 12 months old
No delinquency within the last 12 months
Only one skip-a-payment per loan per 12 months
loan amount must not exceed NADA value of vehicle
All YOU need to do is:
out the coupon
• Include your $30
skip-a-payment fee (per loan)
• Bring or mail the coupon and
the fee to the Credit Union
We need to receive your coupon before the regular due date for the month you wish to use the coupon.
Coupon cannot be used for real estate loans.
Didn't find what you were looking for? Call 547-1200 or
|Every time you click
on an external link, you may be leaving the NCCU web
site and linking to an alternate web site that is not
operated by NCCU.
External Link Disclaimer:
The appearance of a link on this or
any other Northeast Community Credit Union page constitutes neither an
endorsement nor recommendation by NCCU. The presence of a link in any
way should not be construed as a suggestion that the site has any
relationship with NCCU. When viewing these pages please remember that:
(1) NCCU is not responsible for the content, product or services
advertised on those sites; (2) NCCU does not guarantee the products,
information, or recommendations provided by linked sites; (3) NCCU is
not liable for any failure of products or services advertised on those
that of NCCU; (5) The linked website may provide less security than that
of NCCU's website.
980 Jason Witten Way
Elizabethton, TN 37643
313 W. Oakland Avenue
Johnson City, TN 37604
1321 Highway 19E
Elizabethton, TN 37643
8301 Highway 19E
Roan Mountain, TN 37687
Lost VISA Check Card
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Equal Housing Lender - Member NCUA
Rates subject to change without notice
© 2008 Northeast Community Credit Union