Every time you click on an external link, you may be leaving the NCCU web site and linking to an alternate web site that is not operated by NCCU.*

Office Hours
Monday-Thursday 8:30 - 4:30
Friday 8:30 - 5:00
Saturday (Drive-Thru Only) 9:00 - 12:00
Mon.-Fri. Drive Thru Opens at 8:00








the trusted name in Identity Theft Programs!


  Every time you click on an external   link, you may be leaving the NCCU web site and linking to an alternate web site that is not operated by NCCU.*  





Check Re-ordering Made Easy!

 Every time you click on an external link, you may be leaving the NCCU web site and linking to an alternate web site that is not operated by NCCU.*

Select your check vendor below:

Checks For Less


Free Monogram

Free Accents

Save $1 when you re-order your checks from Checks for Less online

200 Singles $10.50

150 Duplicates $12.50

Check Printing Solutions


Wide variety of designs

150 Singles $14.50

120 Duplicates $14.50


Select the checking account that best fits your needs. NCCU offers a variety of checking accounts designed to meet your financial needs.

Call us today at 423-547-1200, 423-722-6228, 423-772-3115 or 423-543-7777 for more information or you can visit a NCCU office or email us Information@BeMyCU.org


Totally Free Checking
Money Market
Student Checking
 High Interest Checking
 College Life Checking
Min. Opening Deposit
Min. Average Daily Balance to Earn Dividends
Monthly Service Charge
VISA® Check Card






To Avoid Monthly Service Charge
Maintain balance above $2,500

Totally Free Checking

Totally Free checking is our FREE checking account, which has been designed to meet your needs, and provide services that will fit your busy lifestyle.


  • Minimum $50 opening deposit
  • Unlimited withdrawals/deposits at NCCU offices
  • FREE Online Home Banking
  • Mobile Banking service
  • Immediate credit on most deposits
  • Access to more than 25 Surcharge free ATMs in the EZ Connect Network
  • No monthly service charge
  • FREE VISA® Check Card
  • FREE Bill Payment service
  • Courtesy overdraft privilege if requirements are met


Money Market Checking

Our money market account has been designed to give you a high yield account that will allow you access to your funds as you need them. This account has no monthly service fee as long as $2,500 is maintained as a daily balance.


  • Minimum $2,500
  • FREE online Home Banking
  • Immediate credit on most deposits
  • Write up to 6 checks per month with no fee
  • No monthly service charge if you maintain a minimum daily balance of $2,500


Student Checking and Debit Account

Achieve Your Financial Independence

Discover the importance of managing your own checking account!

The Youth Checking Account at NCCU is designed for teenagers (13-17) who would like the convenience and security of having a VISA check card to make retail and online purchases.

Enjoy the benefits:

  • No minimum balance or monthly service charge*
  • FREE VISA® Check Card
  • Mobile Banking access
  • FREE Online Home Banking
  • FREE Bill Payment Service
  • FREE E-Statements
  • Immediate credit on most deposits
  • Four convenient locations
  • Automatic payroll deductions
  • Access to over 25 Surcharge free ATMs through the EZ Connect Network
  • Anytime phone access through Gabby, our automated phone teller
  • FREE Notary Public service
  • Online calculators 

*Some restrictions apply. No overdraft protection available on this account. ATM/POS daily withdrawal limits apply. We reserve the right to close the account anytime. A parent/guardian-signed consent agreement is required for this account.



High Interest Checking
Earn CD like Interest on your Checking account

  • Balance up to $5,000 earns 2.50%*
  • Balance of 5,001 and above earns 1.00%
  • FREE VISA check card
  • FREE Home Banking with regular activity
  • Immediate credit on most deposits
  • Access to over 25 Surcharge free ATMs
  • To qualify: you must do 15 check card transactions each month
  • Have Direct Deposit
  • Receive Statements Electronically

*If balance falls below $1,000 no dividends will be earned for the month.


College Life Checking

Ease your way into the world of finances by taking advantage of  all the benefits and services offered for college students.

  • No minimum balance
  • Free mobile app
  • Free online home banking
  • Free e-statements
  • Free mobile deposit
  • One FREE box of checks per year
  • Overdraft protection available
  • Free online BillPay
  • Free account alerts
  • 0.5% lower interest rate on auto loans

*Valid student ID along with projected graduation date required.

*Must maintain active checking





External Link Disclaimer: *Every time you click on an external link, you may be leaving  the NCCU web site and linking to an alternate web site that is not operated by NCCU. The appearance of a link on this or any other Northeast Community Credit Union page constitutes neither an endorsement nor recommendation by NCCU. The presence of a link in any way should not be construed as a suggestion that the site has any relationship with NCCU. When viewing these pages please remember that: (1) NCCU is not responsible for the content, product or services advertised on those sites; (2) NCCU does not guarantee the products, information, or recommendations provided by linked sites; (3) NCCU is not liable for any failure of products or services advertised on those sites; (4)“NCCU does not represent either the third party or the member if the two enter into a transaction (5)The linked website may have a privacy policy different than that of NCCU; (6) The linked website may provide less security than that of NCCU's website.
Main Office
980 Jason Witten Way
Elizabethton, TN  37643
Fax: 423-547-3825
Johnson City Branch
313 W. Oakland Avenue
Johnson City, TN  37604
Fax: 423-722-6230
Elizabethton Branch
1321 Highway 19E
Elizabethton, TN  37643
Fax: 423-543-7783
Roan Mountain Branch
8301 Highway 19E
Roan Mountain, TN 37687
Fax: 423-772-0004
Lost VISA Check Card
Call 1-800-472-3272
Then call us at
Lost VISA Credit Card
Call 1-800-558-3424
Then call us at

Equal Housing Lender - Member NCUA
Rates subject to change without notice
Certain Restrictions Apply

 © 2008 Northeast Community Credit Union