Office Hours
Monday-Thursday 8:30 - 4:30
Friday 8:30 - 5:00
Saturday (Drive-Thru Only) 9:00 - 12:00
Mon.-Fri. Drive Thru Opens at 8:00

  

 

        

 

  


 


IDSafeChoice...

the trusted name in Identity Theft Programs!


                   

             


Select the checking account that best fits your needs. NCCU offers a variety of checking accounts designed to meet your financial needs.

Call us today at 423-547-1200, 423-722-6228, 423-772-3115 or 423-543-7777 for more information or you can visit a NCCU office or email us Information@BeMyCU.org

 

 
Totally Free Checking
Money Market
Student Checking
 High Interest Checking
Min. Opening Deposit
$50
$2,500
$50
$1000
Min. Average Daily Balance to Earn Dividends
N/A
$1
N/A
$1,000
Monthly Service Charge
$0
$0
$0
$0
VISAź Check Card

     $0

    N/A

     $0

         $0

To Avoid Monthly Service Charge
N/A
Maintain balance above $2,500
N/A
N/A

Totally Free Checking

Totally Free checking is our FREE checking account, which has been designed to meet your needs, and provide services that will fit your busy lifestyle.

Features

  • Minimum $50 opening deposit
  • Unlimited withdrawals/deposits at NCCU offices
  • FREE Online Home Banking
  • Mobile Banking service
  • Immediate credit on most deposits
  • Access to more than 25 Surcharge free ATMs in the EZ Connect Network
  • No monthly service charge
  • FREE VISAź Check Card
  • FREE Bill Payment service
  • Courtesy overdraft privilege if requirements are met

 

Money Market Checking

Our money market account has been designed to give you a high yield account that will allow you access to your funds as you need them. This account has no monthly service fee as long as $2,500 is maintained as a daily balance.

Features

  • Minimum $2,500
  • FREE online Home Banking
  • Immediate credit on most deposits
  • Write up to 6 checks per month with no fee
  • No monthly service charge if you maintain a minimum daily balance of $2,500

 

Student Checking and Debit Account

Achieve Your Financial Independence

Discover the importance of managing your own checking account!

The Youth Checking Account at NCCU is designed for teenagers (13-17) who would like the convenience and security of having a VISA check card to make retail and online purchases.

Enjoy the benefits:

  • No minimum balance or monthly service charge*
  • FREE VISAź Check Card
  • Mobile Banking access
  • FREE Online Home Banking
  • FREE Bill Payment Service
  • FREE E-Statements
  • Immediate credit on most deposits
  • Four convenient locations
  • Automatic payroll deductions
  • Access to over 25 Surcharge free ATMs through the EZ Connect Network
  • Anytime phone access through Gabby, our automated phone teller
  • FREE Notary Public service
  • Online calculators 

*Some restrictions apply. No overdraft protection available on this account. ATM/POS daily withdrawal limits apply. We reserve the right to close the account anytime. A parent/guardian-signed consent agreement is required for this account.

 

 

High Interest Checking
Earn CD like Interest on your Checking account

  • Balance up to $5,000 earns 2.50%*
  • Balance of 5,001 and above earns 1.00%
  • FREE VISA check card
  • FREE Home Banking with regular activity
  • Immediate credit on most deposits
  • Access to over 25 Surcharge free ATMs
  • To qualify: you must do 15 check card transactions each month
  • Have Direct Deposit
  • Receive Statements Electronically

*If balance falls below $1,000 no dividends will be earned for the month.

 

 
 

 

 

 

External Link Disclaimer: The appearance of a link on this or any other Northeast Community Credit Union page constitutes neither an endorsement nor recommendation by NCCU. The presence of a link in any way should not be construed as a suggestion that the site has any relationship with NCCU. When viewing these pages please remember that: (1) NCCU is not responsible for the content, product or services advertised on those sites; (2) NCCU does not guarantee the products, information, or recommendations provided by linked sites; (3) NCCU is not liable for any failure of products or services advertised on those sites; (4) The linked website may have a privacy policy different than that of NCCU; (5) The linked website may provide less security than that of NCCU's website.
Main Office
980 Jason Witten Way
Elizabethton, TN  37643
423-547-1200
Fax: 423-547-3825
Johnson City Branch
313 W. Oakland Avenue
Johnson City, TN  37604
423-722-6228
Fax: 423-722-6230
Elizabethton Branch
1321 Highway 19E
Elizabethton, TN  37643
423-543-7777
Fax: 423-543-7783
Roan Mountain Branch
8301 Highway 19E
Roan Mountain, TN 37687
423-772-3115
Fax: 423-772-0004
Lost VISA Check Card
Call 1-800-472-3272
Then call us at
423-547-1200
Lost VISA Credit Card
Call 1-800-558-3424
Then call us at
423-547-1200

Equal Housing Lender - Member NCUA
Rates subject to change without notice
Certain Restrictions Apply

 © 2008 Northeast Community Credit Union