• Only $100 to open the CD

• 12 month term

• Deposits may be made in increments of $25 anytime during the term of the CD

One Grand Plan CD

Make regular deposits through payroll deduction or direct deposit on this 24 month CD. No minimum required to the the One Grand Plan CD. Simply start your regular deposits that will result in a balance of $1,000 at the end of the 2 year period. As a bonus for saving and building your CD we will ad an additional $50 to your CD maturity. *Only one One Grand Plan CD per member, please.

6 Month, 12 Month, 18 Month & 24 Month CDs

• Low $500 minimum balance

• Dividends paid monthly or at maturity

12 Month Add-On CD

• Minimum deposit of $500 to open

• Deposits may be made anytime in increments of $250

• Dividends paid at maturity

20 Month Bump Up CD

• Minimum deposit of $500 to open

• Dividends paid monthly or at maturity

With the Bump-Up CD, you have the ability to change your interest rate one time during the 20 months. If rates go up you aren't locked in to your original rate...give us a call and say..."Bump it up" and we will change your interest rate to the higher rate.

CD Penalty Information
If the CD is matured early, an amount equal to 90 days interest will be charged as a penalty on CDs 12 months or less. An amount equal to 180 days interest will be charged as a penalty if the CD is more than 12 months. No penalty for early withdrawal due to death of account holder. A penalty may be waived for medical emergencies or hardships.

Christmas Savings Account

Plan ahead for the Christmas season with a Christmas Savings Account. You can make deposits automatically by Payroll Deduction or Direct Deposit, in person, or by transfer using home banking or Gabby, our phone teller. When the holidays approach, your account balance is ready for you to pick up or call and we will transfer it to your checking account. No need to borrow for the holidays--you've already planned ahead!

• Just $50 each month gives you $600 plus dividends at holiday time!

• Dividends calculated daily and paid quarterly

Individual Retirement Account (IRA)

IRAs are a safe and smart way to build wealth for the future while earning tax advantages today. Many financial and investment institutions require thousands of dollars in initial investment to open an IRA. At Northeast Community Credit Union, you can open an IRA with an initial investment of only$100. Also, you can choose the type of IRA that suites your investment needs the best: Traditional, Roth or Coverdell/Education IRA.

For details on the different types of IRAs, or to open one for yourself or your child, call member services at 423-547-1200. It's your future--invest in it.

• $100 minimum deposit

• Rate adjusted monthly

• Rates calculated daily and paid quarterly

Money Market Accounts

A NCCU Money Market Account combines the benefits of a CD and a regular savings account. Unlike CDs where you have to wait to withdraw your funds until the maturity date, you can make withdrawals anytime you'd like. There is a $2,500 minimum deposit required to open a Money Market Account and it is possible to earn higher interest rates depending on the balance in your account! As a NCCU Money Market Account holder, you are permitted up to six (6) checks during any statement period.

• Rate adjusted quarterly

• Dividends calculated daily and paid monthly

Youth Accounts

Now is the time to teach your kids the importance of saving money. Northeast Community Credit Union will help you set up a savings plan for your children and guide them on their way to developing financial habits that will carry into their future. For more information on Youth Accounts call a member service representative at 423-547-1200 today! It's never too soon to start your child saving for their future.

Safe Deposit Box Rental