Every time you click on an external link, you may be leaving the NCCU web site and linking to an alternate web site that is not operated by NCCU.

Office Hours
Monday-Thursday 8:30 - 4:30
Friday 8:30 - 5:00
Saturday (Drive-Thru Only) 9:00 - 12:00
Mon.-Fri. Drive Thru Opens at 8:00








Regular Savings
Special Savings
Christmas Club
Ideal if you...
Want a simple savings account that will allow access to all NCCU services.
Are looking for a way to save for insurance, taxes or any other expense.
Want to put money aside for the holidays.
Min. Opening Deposit
Monthly Service Charge
Regular Savings Account

Start saving money and earning interest with a NCCU savings account. These accounts will allow you to become financially stable, save for retirement, prepare for the holidays, or even set aside money for things like taxes or insurance. These funds may even be used to provide overdraft protection, or used as collateral for loans. Your funds will be readily available to you as you need them, and there are no fees involved with our savings accounts.

Account Features

  • $25 minimum opening deposit
  • A minimum daily balance of $249 should be maintained to earn disclosed APY
  • Unlimited ATM transactions with your VISA check card or ATM card
  • Deposits available through payroll deduction or Direct Deposit
  • Having a savings account is your key to obtaining all credit union services

Standard Features

  • Regular account statements
  • Immediate access to funds through multiple channels:
    • Gabby 423-547-3828 – 24 hour phone teller
    • Gabby Online – Access to all of your accounts online
    • NCCU ATM Card or ATM/Check Card
  • Funds can be used for overdraft protection on your NCCU checking account
  • Federally insured for up to $250,000 through NCUA

* A Minimum $25 must be maintained in your savings account to be an active member at NCCU

Special Savings Account

Our Special Savings Account allows you to make deposits into a separate account to save for expected or unexpected expenses. This account has been used by many of our members to save for taxes, insurance, or vacation. Earn dividends while you save with as little as $100 on deposit.

Account Features

  • Regular account statements
  • Immediate access to funds through multiple channels:
    • Gabby -24 hour phone teller
    • Gabby Online – access to all your accounts online
    • NCCU ATM Card or ATM/Check Card
  • Federally insured for up to $250,000
Christmas Club Account

It's easier to manage your holiday season expenses when you've saved all year long. The Christmas Club Account is designed to help make saving for the holidays simple and convenient. It offers two convenient automated deposit options and pays dividends that compound monthly. Your Christmas Club account funds are available to you all year long, so that you can make those special purchases when you find a good deal.

Account Features

  • Low balance required to earn dividends
  • May be opened any time throughout the year
  • Deposits can be made through any of our local offices, direct deposit, payroll deduction, at NCCU ATM’s, or through transfers with Gabby online.
  • Funds available all year to give you the flexibility to make purchases when you need or want to.

Standard Features

  • Regular account statements
  • Immediate access to funds through multiple channels:
    • Gabby 24/7 phone teller
    • Gabby Online - internet access
    • NCCU ATM Card or ATM/ VISA Check Card
  • Federally insured for up to $250,000

External Link Disclaimer: The appearance of a link on this or any other Northeast Community Credit Union page constitutes neither an endorsement nor recommendation by NCCU. The presence of a link in any way should not be construed as a suggestion that the site has any relationship with NCCU. When viewing these pages please remember that: (1) NCCU is not responsible for the content, product or services advertised on those sites; (2) NCCU does not guarantee the products, information, or recommendations provided by linked sites; (3) NCCU is not liable for any failure of products or services advertised on those sites; (4) The linked website may have a privacy policy different than that of NCCU; (5) The linked website may provide less security than that of NCCU's website.
Main Office
980 Jason Witten Way
Elizabethton, TN  37643
Fax: 423-547-3825
Johnson City Branch
313 W. Oakland Avenue
Johnson City, TN  37604
Fax: 423-722-6230
Elizabethton Branch
1321 Highway 19E
Elizabethton, TN  37643
Fax: 423-543-7783
Roan Mountain Branch
8301 Highway 19E
Roan Mountain, TN  37687
Fax: 423-772-0004
Lost VISA Check Card
Call 1-800-472-3272
Then call us at
Lost VISA Credit Card
Call 1-800-558-3424
Then call us at

Equal Housing Lender - Member NCUA
Rates subject to change without notice
Certain Restrictions Apply

 © 2008 Northeast Community Credit Union