Commercial Real Estate Loans
Real estate can be a good investment for your business. Your business might benefit from buying or refinancing commercial real estate for several reasons. You may be looking to change locations, expand your business, transition from leasing to owning, refinance or improve your existing space, or purchase a rental property.
- Purchase or refinance commercial buildings, office space, investment properties, or residential rental property
- Funding commercial construction for established businesses
- Competitive rates, fees and flexible terms
- Available for owner occupied or non-owner occupied properties
- Up to 80% loan-to-value financing
Business Equipment and Vehicle Loans
Any business needs reliable equipment, resources and transportation. The reality is equipment and vehicles eventually need to be replaced, repaired, or upgraded. Maybe you need to add to your fleet of vehicles, a service utility truck, invest in medical equipment or a security system, or purchase a bulldozer as your business grows. NCCU can also help with your business debt consolidation or working capital needs.
- Purchase or refinance equipment, vehicles, or other business needs
- Competitive rates, fees, and flexible terms
- Term typically matches up to the useful life of the asset
- Up to 80% loan-to-value financing
Business Lines of Credit
Business situations that require immediate action can occur when unexpected expenses pop up. Maybe you have a seasonal business with lower cash flows during part of the year and need extra funds temporarily to cover your operations for your down time. NCCU Lines of Credit allows an established business to have access to funds quickly when these situations arise.
- Quick access to funds when needed
- Up to 2-year renewable terms
- No interest paid until funds are drawn
- Interest-only payment on balance drawn funds
- Secured lines of credit available
- Competitive rates and fees
Click here to apply for a commercial loan
For more information email commerciallending@bemycu.org or call (423) 547-1210
Personal Financial Statement (PFS)
On completion of the forms above please email to commerciallending@bemycu.org