Home Loan Rates

Auto Loan Rates

Checking Accounts

Business Services

Our Most Popular Services









Home Banking


Bill Payment

Today's Best Rates

24 Month CD (with Loyal Home)

$500 Minimum                       1.20% APY


IRA (Variable)                         1.49% APY


Auto Loans                             1.59% APR


Mortgage Loans                     3.09% APR

NEW Bill Payment System!


ONE sign-on ID, TWO great benefits!


One sign-on gives you both home banking and online bill payment features – our new Bill Payment system is built into your Home Banking app.  When you log into Home Banking, simply click on the self service tab, under additional services, click on Bill Payment to enroll in the new system. Then start paying bills, checking balances, and transferring money all in one place!


Best of all, it’s FREE for our members!


Our old Online Bill Payment system will be phased out at the end of April 2017.  Please enroll in the new and improved system and transfer your vendors before then – call our

Electronic Services Dept at 423-547-1232 for help or to ask a question! Click here to access our older Bill Payment System.

Sprint Credit Union Member Cash Rewards
Insurance Solutions For Everything That Matters. Find Out More.

Northeast Community Credit Union members have access to discounted ticket pricing for Carowinds, Dollywood, and Dollywood Splash Country.


New at Dollywood this summer is Drop Line, a 200-foot tall free-fall experience which towers over Timber Canyon. Guests are lifted 20 stories high before they plummet back down to the ground in a thrilling rush. Whistle Punk Chaser, a junior coaster, also is new this summer and provides thrilling twists and turns for Dollywood's younger guests. TailSpin Racer, a six-lane mat racer slide, is added at Dollywood's Splash Country for even more fun and excitement for the whole family.


Click here to see ticket pricing for Dollywood & Dollywood's Splash Country.


Click here to see ticket pricing for Carowinds.



For instructions to enroll in Gabby the Automated Phone Teller, click here

For e-Statements prior to 10/1/2016


Members may access their prior

e-Statements by signing up for FREE Statement Express. Use the link below to register. Contact any NCCU office for assistance.



Click here to register

Quote of the Day


Success is nothing more than a few simple disciplines, practiced every day.


Jim Rohn




Your Insured Shares:

Your shares are insured up to $250,000 by the National Credit Union Share Insurance Fund (NCUSIF), an arm of the National Credit Union Association. Not one penny of insured savings has ever been lost by a member of a federally insured credit union. The NCUSIF is backed by the full faith and credit of the United States government. Your money is safe with us.


Equal Housing Opportunity Member NCUA

Rates subject to change without notice

Certain Restrictions Apply

 © 2008 Northeast Community Credit Union


Lost VISA Check Card

Call 1-800-472-3272

Then call us at 423-547-1200


Lost VISA Credit Card

Call 1-800-558-3424

Then call us at 423-547-1200


Main Office

980 Jason Witten Way

Elizabethton, TN  37643


Member Services Fax: 423-547-3825

Accounting/Admin Fax:



Johnson City Branch

313 W. Oakland Avenue

Johnson City, TN  37604


Fax: 423-722-6230


Elizabethton Branch

1321 Highway 19E

Elizabethton, TN  37643


Fax: 423-543-7783


Roan Mountain Branch

8301 Highway 19E

Roan Mountain, TN 37687


Fax: 423-772-0004


ABA / Routing #  264278827

NMLS #520867



Hours of Operation

Monday through Thursday

8:30a.m. to 4:30 p.m.

Drive-thru opens at 8 a.m.



8:30 a.m. to 5:00 p.m.

Drive-thru opens at 8 a.m.



(Drive-thru only)

9:00 a.m. to Noon

External Link Disclaimer: *Every time you click on an external link, you may be leaving  the NCCU web site and linking to an alternate web site that is not operated by NCCU. The appearance of a link on this or any other Northeast Community Credit Union page constitutes neither an endorsement nor recommendation by NCCU. The presence of a link in any way should not be construed as a suggestion that the site has any relationship with NCCU. When viewing these pages please remember that: (1) NCCU is not responsible for the content, product or services advertised on those sites; (2) NCCU does not guarantee the products, information, or recommendations provided by linked sites; (3) NCCU is not liable for any failure of products or services advertised on those sites; (4)“NCCU does not represent either the third party or the member if the two enter into a transaction (5)The linked website may have a privacy policy different than that of NCCU; (6) The linked website may provide less security than that of NCCU's website.